make your next move with us.

Welcome to Doctor Loan Direct

Save valuable time, energy and effort researching loans. Our promise, years of experience, consistent offerings and low rates. Your direct access to the doctor loan program that fits you best.

BUYING A HOME?

Connect with the top lenders offering physician mortgage loans. Get $500 off your closing cost when you use one of our lenders.

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REFINANCE

Refinance an existing mortgage to remove mortgage insurance, lower your rate or take cash out for another investment.

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FIND YOUR LOAN

Our lenders are standing by ready to help. We work around your demanding schedule.

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find the right loan for you

About a Doctor Loan

The Doctor Mortgage Loan Program is designed to help qualified Physicians and Dentists acquire a residential mortgage loan from participating lenders with zero to very little money down and no PMI

WHO QUALIFIES

-Licensed Medical Residents, Fellows, Medical Physicians (MD) and Doctors of Osteopathic Medicine (DO) –Dentists (DDS/DMD)

100% FINANCING

Private Mortgage Insurance (PMI) is insurance added to your loan by most banks on a regular mortgage when you have less than 20% equity in a home. Doctor loans let you avoid this, finance 100% of your purchase with no PMI.

STUDENT LOANS

When qualifying for this program, the bank has the option to waive adding these payments to your debt to income ratio calculation. This allows you to qualify for a larger mortgage.

CLOSE BEFORE YOUR START DATE

This is a popular feature for physicians who are moving out of state and want to get settled into their new home before starting work. The bank will use the income guaranteed in your employment contract. For finishing residents, this feature is used frequently around Match Day.

HIGHER MAXIMUM LOAN AMMOUNT

Unlike regular conventional financing, Doctor loans offer higher loan limits allowing you to financing up to $3,000,000.

Client Testimonials

Don’t take our word for it – here’s what our clients say:

My lender helped me secure a doctors loan while most others failed to give me a loan on good terms. The best I was getting is a conventional loan with 20% down payment. He got me a great loan with no fuss and was quick and in my terms. Great guy to work with and help anybody with loans. Highly recommended.

MD- Hollywood, Fl

Our lender was friendly, accurate and followed thoroughly all documents/ data collection. I received an excellent APR. The process was handled on a timely matter and expedited to accommodate my needs (I had short period to close and move). Good faith estimate was accurate. I highly recommend.

DDS- Atlanta, GA

My lender was great, his degree of being detail oriented and very meticulous made someone like me who is usually hard to please very happy and content with the loan service. His morals are very rare to find these days.

General Surgeon- Houston, TX

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A new home or mortgage savings could be just a few screens away. Get started now – no commitment involved. Mortgages are complicated. We make that our problem, not yours.

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